Elevator safety] Nanjing seeks to cover elevator safety liability insurance at the end of 2017

The elevator accidents have been frequent in recent years, and the safety of elevator has been paid much attention by all parties. Once the elevator is in trouble, the passenger is injured or the property is damaged. Who will pay for it? Yesterday, the office of the Nanjing municipal government announced the implementation of the "implementation of the elevator safety liability insurance" ("opinion"). It is mentioned that the elevator and newly installed elevator shall be insured for elevator safety liability insurance in this area. In this way, we should make advance prevention and compensation afterwards.
According to the "opinion", the elevator safety liability insurance should be insured in both the elevator and the newly installed elevator in the Nanjing area. The main body of the insurance is elevator property owners, maintenance units, inspection agencies, elevator manufacturers and other elevator safety related parties.
Elevator safety liability insurance refers to the elevator in installation, maintenance, inspection process accident casualties or property losses third, in accordance with the contract, insurance contract, economic liability by the insurer shall be responsible for the main responsibility of insurance.
So what does the elevator safety insurance cover? It is understood that in the period of insurance and the insurance policy list specified in the range of locations, lift all, use or management of the insured (including elevator, hydraulic elevator, escalators and moving), in the installation, operation, maintenance and inspection process accident caused third casualties or property damage liability according to law shall be borne by the insured, the insurer is responsible for compensation.
It's a good thing to insure the elevator, but many people are more concerned about how the premium can be shared. The opinion is that the main body of the insurance is elevator property owners, maintenance units, inspection agencies, elevator manufacturers and other elevator safety related parties. In the elevator, the elevator ownership or the right to use the elevator, elevator maintenance unit, inspection agency according to a certain proportion of common insurance, the insurance premium residential elevator ratio of 2: 3: 5, non residential elevator insurance premium ratio of 5: 4: 1, the villa lift by the property owner alone full insurance the annual insurance 1. For the residents with elevators, they are the owners of the elevator, which means they will take 20% premium.
On the limit of compensation, according to the "points" elevator safety liability insurance scheme in Nanjing City, vertical elevator, escalator and autowalk compensation limit; each time / total accident compensation limit of 5 million (including personal injury and property damage); per accident death / disability compensation limit of 800 thousand yuan per person (including accident medical expenses the compensation limit of 80 thousand yuan); per accident limit of 20 thousand yuan compensation for property losses.
And for the casualty accident of the insured elevator, the non - liability assistance is carried out when the right department is identified as the non - insured person's responsibility. Each elevator has no liability relief limit of 100 thousand yuan per accident, of which no more than 30 thousand yuan per person (60 years of age or older, minors and disabled persons, 30 thousand yuan per person).
By the end of 2015, and strive to lift the public gathering places the insured rate of more than 80%, party and government organs, institutions and lift the insured rate of more than 50%; by the end of 2016, the basic coverage of the city's public places, party and government organs and institutions of the city in the elevator, the insured rate of more than 50%; by the end of 2017, the coverage of the city in the elevator, to establish and perfect the elevator safety liability insurance mechanism and management system, effectively prevent and reduce accidents.